Meet Your Team

 Meet Matt

Matt had the benefit of being raised with a strong work ethic and the realization of the importance of developing strong relationships. These values have become the foundation of his client philosophy.

After graduation from the University of Michigan, Matt had the opportunity to gain valuable insights in a variety of environments, from running his own freelance photography business to working with both small businesses and large corporations in sales and business development. These experiences shaped his understanding of the opportunities and challenges business owners, professionals, and retirees face as they navigate their lives.

In the financial services profession, Matt saw the opportunity to be able to help these people to make a positive difference in people’s lives by helping them pursue their financial, create a legacy for their lives and address the financial concerns they face. Matt began his financial services with UBS, where he completed their Wealth Management Education Program. In 2009, the firm transitioned to Stifel Nicolaus.

Yet, as our lives became more complex and uncertain, Matt found that, in addition to managing their investments in these volatile markets, people were looking for guidance in navigating all aspects of their financial concerns. With that in mind, he started DiFrancesco Financial Concierge, LLC d/b/a DiFrancesco Virtual Family Office which focuses on the unique situations that face business owners, professionals, and retirees who have neither the time, the interest or the expertise to manage all of their financial affairs. His clients value the guidance of an outside professional so that they can focus on the things that are most important to them, like their families, businesses and careers. His intent is not only to help them to pursue the goals that they want to accomplish, but also to identify the problems and challenges they may face. By gaining an understanding of a client’s unique situation, Matt can help them develop customized strategies to pursue their goals.

In addition, Matt also understands the importance of giving back to his community. He has served President of the Cambria-Somerset Counties Estate Planning Council and a former member of the Board of Directors of the Greater Johnstown YMCA. Currently, Matt serves as Finance Chairman for the Board of Trustees of the Independent Catholic Foundation. He is also actively involved with Laurel Highland’s Council of the Boy Scouts, and Our Mother of Sorrows Parish.

Matt resides in Johnstown, PA with his wife, Anne, and four boys who keep him busy running to athletic events, Scouts, and academic functions.

Matthew DiFrancesco

Financial Coach/Personal CFO

(814) 201-5855


Let DiFrancesco Virtual Family Office be your one-stop point of contact on any life, financial or business concern.

Meet Your Team

Our extensive virtual Administrative Team provides top-notch client support, and we work with your personal tax and legal professionals to coordinate and implement the solutions you need. In addition, we also partner with experts in specific areas to provide you with customized solutions to your specific need. Some of these Strategic Partners include:

Beth Walker


Beth Walker is the founder of the Center for College Solutions, which has been guiding families through the uncertainties of college planning for over a decade. By gathering together experts that address the 12 key areas of successfully planning for getting into, paying for and thriving in college, CCS is a resource for families all over the US to be able to reduce the cost, complexity and confusion regarding all things college.

Beth Walker is not affiliated with DiFrancesco Virtual Family Office

Kate Seastone


Kate Seastone specializes in advanced planning for business owners and key employees using non-qualified solutions to supplement and augment their businesses and lifestyle plans. She is a CERTIFIED FINANCIAL PLANNER® and an MBA who established Simplicit Financial in 2009.

Kate Seastone is not affiliated with DiFrancesco Virtual Family Office

The Health Insurance Place


American Insurance Marketing opened their doors in 1979, founded by Joe Fortunato. The original focus of the agency was primarily on Medicare, Supplemental plans, and group health plans, with some additional business generation via Annuity and Life insurance policies. Over the years the business has continued to grow in reputation, adding group health coverage with all major and regional carriers, including UPMC, Highmark, Empower3, Geisinger, United, Aetna, and Cigna. To date, American Insurance Marketing manages health benefits for hundreds of companies and thousands of lives across Pennsylvania.

The Health Insurance Place is not affiliated with DiFrancesco Virtual Family Office

Micah Shilanski


Micah Shilanski is a CERTIFIED FINANCIAL PLANNER™ professional who specializes in helping federal employees get the most out of their retirement benefits. He is a regular author for FedSmith.com, and founder of Plan-Your-Federal-Retirement.com. Federal Employees from across the nation (and even those stationed overseas) have called Micah when they needed help with their federal retirement benefits.

Micah Shilanski is not affiliated with DiFrancesco Virtual Family Office

Jennifer Patterson


Jennifer Patterson is a pioneer in cross-border personal finance and founder of Patterson Partners Ltd., an independent financial advisory firm specializing in cross-border tax and financial planning for families with U.S. connections. Jennifer has advised clients from around the world whose net worth ranged from negative six figures to tens of millions across multiple countries and currencies. You can meet Jennifer at crossborderliving.com.

Jennifer Patterson is not affiliated with DiFrancesco Virtual Family Office

Eileen Graham


Eileen Graham is an elder care advisor who assists the individual, family member or referral source in finding the best solutions for their loved ones as well remain professional and caring in the entire process. With 20 years’ experience in the long-term care industry, she can assist you in finding benefits and services you may be entitled to, help you find in-home care, and to help you in the moving process if you require an assisted living, independent living, personal care home or memory care communities.

Eileen Graham is not affiliated with DiFrancesco Virtual Family Office

Melissa R. Eckroth


Melissa R. Eckroth, MS provides masters level counseling to individuals, couples and families dealing with life transitions that impact their overall wellbeing and desire for stress-free living. Transitions may include job change, divorce, empty nest, physical illness, injury and aging. Melissa offers a confidential, safe environment that is client-focused and walks with you on a path to healing and more peaceful living.

Melissa offers confidential, client-focused counseling and will walk with you on a path to healing and more peaceful living.

Melissa R. Eckroth is not affiliated with DiFrancesco Virtual Family Office

Terry Deitz


Terry Deitz has over 20 years in sales and marketing management and he specializes in providing organizations training for their sales organizations and in the development of marketing programs to grow their businesses. His experience in the broadcasting industry has given him the opportunity to develop marketing campaigns for a wide variety of businesses.

Terry Deitz is not affiliated with DiFrancesco Virtual Family Office

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